What We Do & How We Do It
The unintended consequences of the Affordable Care Act in 2015 has increased rating and costs across the mark. The law linking expenses to paid claims has misaligned insurance companies to plan sponsors. There is a disincentive to managing the costs in the bundled plan approach from the national carriers.
We Meet Our Clients Where They Are
We take the waste, fraud and abuse out of the health insurance system. We meet our clients where they are and bring them through the insurance continuum. Analyzing fully insured contracts vs. partially self funded. We bring in best of class vendors in a fully transparent fashion, allowing savings to bubble up to the client and not to the carrier.
We employ a crawl-walk-run system to bring our clients along. In today’s marketplace, we actively micro-manage health plans to produce the 20% to 40% savings metric that we state in our client engagement letter.
We take control from the profiteering insurance carrier and give it back to the plan sponsor by reviewing all contract documents and removing conflicts of interest from the carriers. This produces better member outcomes and experiences.
We work in a transparent environment with our plan sponsors and healthcare providers. There are no hidden payments from carriers to brokers. We deliver full compensation disclosures to each of our clients. This aligns us with our clients.